Frequently Asked Questions

When will I start to see the results on my credit report?

Results will start appearing within 30 to 60 days.

How long will the process take?

It varies.  Everyone's case is different. 

How do I send you my credit report?

We request that you enroll in and use their $1 trial period to download your credit reports from the 3 major credit reporting agencies. integrates with our credit dispute systems.

How many accounts do you challenge at one time?

We can challenge as many as you want.  But we usually select a reasonable number to avoid being deemed frivolous disputing.

Can my spouse sign up?

Yes. If your spouse signs up with you, you and your spouse will receive a discount.

Do we have to be married to get the family plan discount?

No.  When you enroll with any friend or family member you and that individual will be eligible for a discount.

Will our personal information be shared with anyone else?

No, your personal information is safe. It is only used as required by the credit reporting agencies during the dispute process.

Can your service help me get ready to apply for a home loan?

Yes, by raising your credit score, you are more likely to qualify for a home loan.

Will you dispute with creditors and collection agencies?

Yes, we challenge all inaccurate, incomplete, and unvalidated with creditors and collection agencies information when necessary.

I have more questions, who can I talk to?

You can talk to us by email or phone.  Check out our "Contact Us" website page.

How do I get started?

Call us at or fill out the contact form on our website and we will get back to you within 24 hours.

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